Thursday, September 3, 2009

Funny Repo Story

Setting:
This is a regular repo situation - guy's car is in the shop and he does not have $500 to pay his deductible. Phone calls go unanswered, etc.

The address he gave me is, in reality, his mother's address. I find this out after several drive-by attempts to spot the rental car. Finally, I go up to the front door, Kevin - an experienced Management Trainee is in tow. I knock. The door opens to reveal a lady of average height (5'5" perhaps) in her late 40's to early 50's who outweighs me and my coworker combined (I alone am over 275 at this point).

There's a strange smell that I identify quickly as marijuana coming from the domicile.

I ask for the renter by name and his mom identifies herself as such. She says he, the renter, does not live there any more. I ask where he lives. She says she does not know. I know better.

So I try the civilized, logical approach: I tell her the basics (he's rented a car, insurance not paying anymore, etc.). I let her know that I am trying to do this for her son - so he won't wind up in collections over something this silly. She states he's probably in collections for other things (in my mind I agree with her). I tell her he can lose his license over it too, and there's no need for that.

She is just not going to listen to reason.

"Fine," I say. "I'll go find the car the old fashioned way." I turned to Kevin and barked these orders loud: "Kevin, make sure to call the police when you get back to the branch and tell them to look here for the weed. We'll get $100 for the Crimestoppers tip."

"Wait!" cries the mom. "He's just down the road. Eight doors down - the car is in the back yard! Don't you go call no police, now!"

I agreed to not call.

Kevin had a hard time controlling his laughter - he had to turn away from the woman and walk to the car to hide his contorted face!

Ten minutes later, I had the delinquent car.

2 comments:

  1. Excellent post, help where you can still find information on this subject?

    ReplyDelete
  2. Insurance Master, I am not sure what you mean. I have many posts on how I repo'd cars when I was in the auto-rental industry.

    ReplyDelete

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