Misleading Article

From the article: 10 Crazy Myths About Women Men Actually Believe

Let's see how many they get right or wrong:

1. Women Are Too Emotional To Be in Positions of Power

This one is absolutely true. While there is the occasional outlier, the vast majority of women are not geared to be good leaders because they are too emotional. The ones that are the most under control still fall well short of the top 25% of men. 

2. Women Always Want Children

Again, there are some outliers, but this is also very true by and large. Only about 15% of women remain childless into menopause. 

3. Women Are Naturally Better at Nurturing and Caregiving

Again, there are outliers, but this one is also true for the most part. 

4. Women Are Less Intelligent Than Men

This one is the key point. The article mentions only IQ - intelligence quotient. Since there are 9 types of intelligence, we must measure all 9. Women may be roughly equal to men in IQ, but women generally lag way behind men in linguistic intelligence, mathematical intelligence, logic, emotional intelligence, and interpersonal communication. 

Want proof? It can be summed up in one word: "Fine!"

5. Women Dress To Impress Men

This one is funny - because it takes #4 into account. Women dress to impress men in their minds, yet can perfectly articulate that they want to make sure other women do not think less of them because of what they wear. Can you say lack of linguistic, emotional, and interpersonal communication intelligence? 

6. Women Are Bad Drivers

This one is funny because the article falls over itself to try to dance around the fact. Women are worse drivers than men on a mile driven by mile driven basis. Insurance companies have known this and charged for it for over a decade. 

7. Women Are Always in Competition With Each Other

Again, not at all a myth - totally true. Here, we must analyze what women say and what they do. Again, it is a failure of women's emotional intelligence and interpersonal communication. 

8. Women Are Always Looking for a Husband

Clearly this article was written by a woman, because of the continued use of words like "all," "always," and such. Most women are on the lookout for a husband, or some sort of stand-in. 

9. Women Cannot Handle Tough Jobs

• Bricklayers
• Heavy machine mechanics
• Heavy machine operators
• Auto body repairmen
• Electrical power line installers

The reverse is true, too. How many men are Kindergarten teachers? 

10. Women Are Only Interested in Fashion and Beauty

Again with the poor wording to try to make a point. When one intentionally mis-words statements to make a point, they wind up making the point opposite of what they want. This should read: "Only women are interested in fashion and beauty." Then, it would be about right. 

Patriot Training Special

Tomorrow, June 24, 2023, is the first anniversary of Life Day - the celebration of the Dobbs v Jackson Supreme Court ruling that overturned Roe v Wade.


Because the underlying purpose of Patriot Training is to DEFEND INNOCENT LIFE, we will be celebrating with a 1-day sale. 50% off live fire classes when you use the discount code "prolife." For those that use Venmo, CashApp, and PayPal, make sure to mention the class and do the math!

Venmo - @PatriotTraining (last 4 are 8939)

CashApp - $PatriotTraining

PayPal - @PatriotTraining

https://patriottraining.info/  


Caveats:
* Discount is offered for ONE DAY only - June 24 only.
* Discount applies to group classes only, and does NOT apply to the semi-private classes

To Rent or Not

This is not a repo story, but it is directly related to daily car rental. The difference between debit and credit cards. For many Car Rental employees, this is the bane of their existence. Why? Because of the strife that comes from stupid people with their debit cards. 

Background

In car rental, most rental agencies require a renter to provide a Driver's License and a form of payment in order to rent. The Driver's License is obvious - the law in all 50 states requires a driver to be licensed. The preferred form of payment for most rental agencies is a credit card. Some 20 years ago or so, when many banks started issuing check cards with the VISA or Mastercard logo on it, a new problem arose. 

The Reason

The reasons for a car rental agency to use a credit card are numerous:

• :Liquid" funds - when the rental needs to be extended, a credit card can be run again. Cash would simply run out. 
• A person with good credit is far less likely to wreck a rental car. 
• A person with good credit is far less likely to keep a rental too long and wind up owing money. 
• A credit card number can be stored, and the card run for additional charges, should the rental go longer than originally anticipated. (over 75% of rentals went longer than anticipated, from my observations)
• A person with good credit and a credit card is more likely to be stable in residence history, and less likely to convert (steal) the rental car. A person putting down cash has just given you a few hundred dollars in exchange for a $25K+ car. 
• And more... 

The Root of the Problem

A debit card (formerly called a check card) is tied to a bank account. While some bank accounts require a person to have a minimum credit score, not all do, and those that do have lower thresholds. 

• The average checking account in the US has $4000 in it. The average credit line is nearly $10,000 per card. 
• A person with a debit card and no credit card would be lucky to have $200 in their account at any given time. 
• A debit card is no measure of credit, but a person with a debit card and no credit card has a credit score that is under 620 over 90% of the time. 
• People that have a debit card and no credit card are not intelligent enough to understand these things. 

The Problem

So, even though the car rental company explains the difference at every point of contact, and because their card processing computers can tell the difference between a credit card BIN (first six digits, which is used to identify the bank and type of card) and a check card BIN; the people who wish to rent a car and have a debit card but no credit card simply do not possess the intelligence to understand any of these things. And because of that same lack of intelligence, they are not good candidates for renting, as they will certainly not take care of the rented vehicle; nor would they keep the terms of the rental agreement and pay the agreed amount. 

The Solution

The solution is self-evident. This requirement is a good tool to weed out people who really do not need to rent a car. And if a person follows advice like that of Dave Ramsey, and has no credit cards - it is an indicator of a complete lack of self control. And that, too, is a sign that the person is not a good candidate to rent a car. 

Unpopular Opinion

Yesterday was Father's Day. I received many well-wishes and sent a few, as well.  

Unpopular opinion here. 

Single moms are NOT fathers. 

Pet owners are not fathers. 

A father in the home is a better predictor of a child's success later in life than anything. With only a slight advantage to a two-parent home